PacificSource offers Medicare Advantage Plans. 

 The Medicare Advantage program (also known as Medicare Part C) is an alternative to traditional Medicare while enjoying additional benefits that aren’t covered by traditional Medicare, like routine dental and vision care or prescription drug coverage. Some plans also offer fitness benefits.

If you’re interested in signing up for a Medicare Advantage plan, you can do so during the initial enrollment period when you first become eligible for Medicare (at age 65) or during the annual open enrollment period (from October 15 to December 7).

In Oregon, there are 132 Medicare Advantage plans available for 2022 - 2023. The average monthly premium is $48, but this will depend on the specific plan you choose, as well as your income and location . 

Though you can use the Plan Finder tool on Medicare.gov to help you compare and find the best option for you all by yourself, we recommend you work with a health insurance broker for the following reasons:

• Medicare gets confusing,
• Medicare is constantly changing (why not work with somebody who's job it is to keep up with those changes?), 
• So you have somebody that explain things to you in plain English, and
• You’re already paying for it since commissions are already built into everyone’s premiums. 

Open enrollment period for Medicare starts October 15 and ends on December 7 each year in Oregon. 

• With this type of policy, you likely won't need to spend extra money on coverage like you would with Original Medicare.
• With Medicare Advantage, you usually don't need a separate Part D plan for your prescription drugs because drug coverage is included.
• With a Medicare Advantage plan, you are protected from costly out-of-pocket expenses and won't have to purchase a separate private Medicare policy.

• Medicare Prescription Drug Eligibility and Enrollment
• HCPCS - General Information
• Medicare Managed Care Appeals & Grievances
• Medicare Managed Care Eligibility and Enrollment
• Plan Payment
• Medicare Advantage Request for Information July 2022

With a broker, you have someone to help you find the Medicare Advantage plans in Oregon that have the coverage you need. We can, for example, find plans that offer - say - coverage for chiropractic care.  

Make sure to choose a Medicare plan that covers your prescription. 

Esch, Jagger. “Average Cost of Medicare Advantage Plans by State in 2023.” MedicareFAQ, https://www.medicarefaq.com/faqs/average-cost-of-medicare-advantage/. Accessed 5 Nov 2022.