Motorcycle Insurance in Bend, OR

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In Oregon, motorcycle insurance isn’t just a recommendation — it’s required by law. Here’s what every rider must carry at a minimum:

 Mandatory Motorcycle Coverage 

• Bodily Injury Liability: $25,000 per person / $50,000 per accident. Covers injuries you cause to others in a crash.
  
• Property Damage Liability: $20,000 per accident. Covers damage you cause to someone else’s property.
  
• Uninsured/Underinsured Motorist Bodily Injury: $25,000 per person / $50,000 per accident. Protects you if the at-fault driver doesn’t have enough insurance to cover your medical costs.
  

Optional Coverages

While the minimum keeps you legal, optional coverages provide added peace of mind:

• Collision: Pays for damage to your motorcycle in a crash.
• Comprehensive: Covers theft, fire, vandalism, weather, and wildlife damage.
• Medical Payments: Helps cover medical expenses for you and passengers.
• Accessory Coverage: Protects custom upgrades, chrome, or added equipment.
• Total Loss Coverage: May reimburse the full value of a newer bike if it’s totaled.
• Carried Contents: Covers personal items damaged in a covered loss.
• Roadside Assistance: Provides towing and emergency help if you break down.
• Enhanced Injury Protection: Can pay weekly benefits if you can’t work due to crash injuries.
• Physical Damage Plus: Expands protection beyond standard collision and comprehensive.
• Transport Trailer Coverage: Covers damage to your trailer.
• Trip Interruption: Reimburses costs like lodging or transportation if a covered loss disrupts your trip far from home.
  

At Bend Health Insurance, we’ll help you balance Oregon’s legal requirements with the coverage options that fit your lifestyle, budget, and the way you ride.

Our Motorcycle insurance services through Bend Health Insurance are a great fit for:

• Drivers new to Oregon or moving to Bend
• Families looking to bundle health, home, and auto for simplicity
• Retirees and empty nesters who want no-fuss coverage with local support
• Remote workers and professionals who want modern digital tools
• Anyone looking for fast, affordable, and reliable insurance in Central Oregon

Whether you're insuring your daily driver, protecting a teen’s first car, or switching from an outdated policy, we’re here to help.

✅ Get a quote instantly through Bend Health Insurance
📞 Prefer to talk it through? Call us at (541) 668-5687
📍 Located in Bend? Ask about bundling options with health or life insurance

Protect your vehicle the smart way. Let’s get you covered — fast, fair, and easy.