Auto Insurance in Bend, OR

---

Get instant, reliable coverage with Branch Insurance, our trusted partner for auto and home insurance. As a modern, tech-enabled provider, Branch makes it fast and easy to shop and purchase auto insurance online, all while keeping rates competitive and claims simple.

At Bend Health Insurance, we’ve partnered with Branch to bring our clients a smarter, more streamlined way to protect their vehicles and homes — right from your phone, in just minutes.

We selected Branch Insurance because they’re reimagining how people buy and benefit from insurance, and they align with our client-first mission here at Bend Health Insurance. When you choose Branch, you’re getting:

• A+ Financial Strength
  Branch is backed by an A+ financial rating, which means your claims are protected by a financially strong carrier you can trust.
• Transparent Pricing & Instant Quotes
  No bait-and-switch tactics. You’ll see real prices right away, with customers saving an average of $548 per year.*
• The Easy Branch App
  File claims, access proof of insurance, and view your policy — all from your phone, 24/7. All on this little app. 
• Feel-Good Coverage
  Through its SafetyNest nonprofit, Branch helps combat financial inequality by reducing uninsured driver rates to nearly 0%.
• Community-Based Discounts
  Earn savings of up to 5% on your premium when other members vouch for you.**
   

Branch is more than a tech company — they’re restoring insurance to its original intent: a force for communal good. That’s why they’re our top choice for auto and home insurance in Central Oregon.

When shopping for auto insurance in Bend, OR, it’s important to understand what’s required — and what’s optional — under Oregon law. Here’s a quick breakdown:

• Liability Coverage (Required)
  Pays for bodily injury and property damage you cause to others in an accident.
   
• Personal Injury Protection (PIP) (Required)
  Covers medical costs for you and your passengers, regardless of fault.
   
• Uninsured/Underinsured Motorist Coverage (Required)
  Protects you financially if the other driver has little or no insurance.
   
• Collision Coverage (Optional)
  Covers your own vehicle’s repairs after an accident, regardless of fault.
   
• Comprehensive Coverage (Optional)
  Covers damage to your car from theft, fire, weather, vandalism, or wildlife.
   

At Bend Health Insurance, we’re happy to walk you through your options and help you decide what levels of coverage make the most sense for your budget, lifestyle, and vehicle.

Our auto insurance services through Branch are a great fit for:

• Drivers new to Oregon or moving to Bend
• Families looking to bundle health, home, and auto for simplicity
• Retirees and empty nesters who want no-fuss coverage with local support
• Remote workers and professionals who want modern digital tools
• Anyone looking for fast, affordable, and reliable auto insurance in Central Oregon

Whether you're insuring your daily driver, protecting a teen’s first car, or switching from an outdated policy, we’re here to help.

✅ Get a quote instantly through our partner Branch
📞 Prefer to talk it through? Call us at (541) 668-5687
📍 Located in Bend? Ask about bundling options with health or life insurance

Protect your vehicle the smart way. Let’s get you covered — fast, fair, and easy.