Health Insurance in Eagle Crest, Oregon

In Oregon, the Affordable Care Act (ACA) open enrollment period for 2025 coverage runs from November 1, 2025, through January 15, 2026. To have your plan take effect on January 1, 2026, you will need to complete enrollment by December 15, 2025. Applications submitted between December 16 and January 15 will result in coverage beginning February 1, 2026.

Oregon Health Plan (OHP) members—those who qualify for the state’s Medicaid program—can sign up at any time during the year. You may also be eligible for a special enrollment period if you experience a qualifying life event, such as losing existing coverage, changing your residence, or welcoming a new child.

The Oregon Health Insurance Marketplace offers a free Window Shopping tool that lets you preview plans, compare coverage options, and find the best fit for your needs in 2025.

Most people become eligible for Medicare at age 65, even if they’re still working. You can sign up during your Initial Enrollment Period (IEP), which begins three months before your 65th birthday, includes your birth month, and continues for three months after.

If you're already receiving Social Security benefits when you turn 65, you’ll typically be enrolled in Medicare Part A and Part B automatically. If not, you'll need to apply manually through the Social Security Administration.

If you miss your IEP, you may have to wait for the General Enrollment Period and could face a penalty unless you qualify for a Special Enrollment Period.

Oregon residents can choose from a wide variety of health insurance options depending on their income, age, and healthcare needs. Whether you're looking for individual insurance plans, coverage for your family, or employer-sponsored benefits, there’s a policy to fit your goals and budget.

You may qualify for the Oregon Health Plan (OHP)—the state’s Medicaid program—or explore private health insurance through the Marketplace. We help clients compare insurance coverage options from leading providers that include medical, dental, and supplemental life insurance benefits.

Our team assists with applications during the annual enrollment period, as well as special enrollment due to qualifying life events. If you’re unsure which health plan to choose or how to maximize your coverage, we’re here to help.

At Bend Health Insurance, our licensed agents make it easy to understand your choices and select the right insurance, so you can get the care you need and feel fully covered.

We provide hands-on assistance for ACA health insurance enrollment right here in Eagle Crest, OR, whether you are applying for the first time or updating an existing policy. Our team helps you compare plans both on and off the Marketplace, including Oregon Health Plan options, private carriers, and medical insurance tailored to your personal needs.

We work with individuals, families, and small businesses to select the right individual or group coverage, manage enrollment deadlines, and understand the fine print of each policy. In addition to health insurance, we also offer guidance on supplemental life insurance, as well as auto and renters coverage, with the goal of making the process simple and transparent.

You can meet with us over Zoom or by phone for personalized support, or schedule an in-person consultation at our Eagle Crest office for face-to-face assistance.

If you prefer to work with a local agent in Eagle Crest or want to explore providers such as Insure Pacific or HealthMarkets Insurance, we can help you evaluate your options and choose the plan that works best for you.