At Bend Health Insurance, our mission is to make it simple to get the best Oregon health insurance in Redmond, OR, without the stress. We help you design a health insurance plan tailored to your unique health needs and budget, so you can get the coverage you deserve with confidence.
We serve individuals, families, and small businesses throughout Redmond and Central Oregon, offering access to a wide range of health insurance plans that include options for medical, dental, and vision coverage. Whether you're new to plan enrollment, reviewing your current policy, or comparing Medicare health benefits, we're here to guide you every step of the way.
Individual and Family Health Insurance
On & Off Healthcare.gov Health Plans
Medicare Advantage - Medicare Supplements Prescription Drug Plans
Covers You While Your In-Between
Health Insurance Plans
Dental and Vision Insurance Plans.
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Helps cover the gaps in your high-deductible health insurance plan.
Plan Enhancer - Covers Accidents, Cancer, Heart Attacks/Strokes, and Hospitalization for Sickness.
Add - Dental and Vision - Term Life Insurance - Critical Illness
Our team helps you select a high-deductible health insurance policy that qualifies for an HSA while giving you the coverage and care you need.
To open an HSA you first need a high-deductible health insurance plan.
Regence Blue Cross Blue Shield - Off Exchange Individual and Family Health Insurance
Choosing the right health insurance isn't just about comparing premiums—it's also about making sure your plan provides access to the doctors, specialists, hospitals, and healthcare organizations you rely on.
For many Redmond residents, St. Charles Medical Center – Redmond is the primary hospital for emergency care, surgery, diagnostic imaging, laboratory services, and inpatient treatment. As part of St. Charles Health System, the hospital also connects patients with specialists and advanced care throughout Central Oregon.
When comparing health insurance plans, it's important to confirm that both St. Charles Medical Center – Redmond and your physicians are considered in-network before receiving care.
Redmond is served by St. Charles Health System, one of Central Oregon's largest regional healthcare organizations. In addition to the Redmond hospital, the system includes hospitals in Bend, Madras, and Prineville, along with primary care clinics, specialty practices, urgent care locations, imaging services, rehabilitation, cancer care, cardiology, orthopedics, women's health, pediatrics, behavioral health, and many other medical services.
Many patients receive care at multiple St. Charles locations depending on the specialty they need. Choosing health insurance that works throughout the St. Charles Health System can help provide continuity of care across the region.
Every insurance company maintains its own provider network. Even if a hospital accepts a particular insurance carrier, your specific plan may have different network rules that affect physician visits, specialist referrals, imaging, outpatient procedures, and follow-up care.
Before enrolling in a health insurance plan, it's a good idea to verify:
At Bend Health Insurance, we help Redmond residents compare Marketplace plans, Medicare options, and other health insurance solutions based on where they actually receive care, making it easier to choose coverage that fits both their healthcare needs and their budget.
Whether you're looking for individual health coverage, Medicare options, or group plans, we're here to get expert guidance. Request a free quote today and shop plans with a licensed insurance agent—right from home over Zoom or in person at our Redmond office in Eagle Crest. Let’s simplify your health insurance journey together.
Please reach us at gary@bendhealthinsurance.com if you cannot find an answer to your question.
The Affordable Care Act (ACA) open enrollment period for health insurance in Oregon runs from November 1, 2025, to January 15, 2026. To have your health coverage start on January 1, 2026, you must enroll by December 15, 2025. If you apply between December 16 and January 15, your coverage will begin on February 1, 2026.
If you qualify for the Oregon Health Plan (OHP)—Oregon’s Medicaid program—you can enroll any time of year. In addition, special enrollment periods are available if you’ve experienced a qualifying life event like losing coverage, moving, or having a child.
✅ Tip: Use the Oregon Health Insurance Marketplace’s free Window Shopping tool to view plans, compare health insurance plans, and explore your options for 2025.
Most people become eligible for Medicare at age 65, even if they’re still working. You can sign up during your Initial Enrollment Period (IEP), which begins three months before your 65th birthday, includes your birth month, and continues for three months after.
If you're already receiving Social Security benefits when you turn 65, you’ll typically be enrolled in Medicare Part A and Part B automatically. If not, you'll need to apply manually through the Social Security Administration.
If you miss your IEP, you may have to wait for the General Enrollment Period and could face a penalty unless you qualify for a Special Enrollment Period.
We provide Redmond residents with the same comprehensive insurance services we offer in Bend, including:
Our local team is here to ensure you get the protection that best fits your needs and budget.
If your income increases above the Oregon Health Plan (OHP) eligibility limits, you may no longer qualify for Medicaid. However, that doesn't mean you'll lose access to affordable health insurance. Many Oregonians transition to Marketplace coverage and may still qualify for financial assistance. Learn what happens next if you make too much for OHP.
We also provide our services to those in Sisters, Prineville, Madras, Sunriver, and Bend.
Mon | 09:00 am – 06:00 pm | |
Tue | 09:00 am – 06:00 pm | |
Wed | 09:00 am – 06:00 pm | |
Thu | 09:00 am – 06:00 pm | |
Fri | 09:00 am – 06:00 pm | |
Sat | By Appointment | |
Sun | Closed |
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